From the author of The 18 Laws of Leverage
The Leverage Stack
Most investors collect assets. Each of these three does something the other two structurally cannot. Own all three on purpose and they stop competing and start working together.
Asset one · Oil & gas
The tax instrument
A 70–90% deduction in year one through intangible drilling costs — applied against your income, not just the well's. Then aggressive cash flow, plus 15% depletion for the life of the well.
The trade-offVolatile. A well can pay ten thousand one month and one thousand the next. Never the asset you rely on for a fixed bill.
Asset two · Real estate
The growth engine
Mobile home parks, self-storage, and multifamily apartment complexes. Institutional-grade assets, professionally operated, held for years. The real payday arrives at sale.
The trade-offCash on cash is low and capital is illiquid for the full hold. Real estate will not pay your electric bill.
Asset three · Lending funds
The paycheck
Consistent cash flow that arrives on schedule, at nearly the same amount every month. First position, secured by assets, boring by design — to pay your fixed expenses every single month.
The trade-offNo tax benefits at all. Interest is ordinary income taxed at your top rate. You pay full freight for certainty.
The rule that organizes everything
Your expenses are the same every month. Two of these three assets are not. If your life costs $10,000 a month, that $10,000 should come from the one asset that pays a fixed amount — because your mortgage never has a slow month.
Oil handles the tax bill. Real estate compounds your returns. Lending keeps your monthly bills paid. Assign the jobs correctly and every asset is free to do what it is actually good at.
Side by side
That isn't a flaw in the stack. It's the reason there are three.
| Oil & gas | Real estate | Lending | |
|---|---|---|---|
| The job | Erase the tax bill | Compound the number | Cover your life |
| Cash flow | 20–60%, uneven | 4–6%, low and steady | 10–11%, monthly |
| Year-one tax benefit | 70–90%, IDCs | Roughly half, depreciation | None |
| Volatility | High | Moderate | Very low |
| What it can't do | Be relied on for a fixed bill | Pay you today | Grow wealth or shelter income |
What you get
To the operators I invest with, across all three assets — made in week eight, once you know what to ask.
A plan across all three, sized to your capital, your monthly number, and your tax situation.
A small room, not two hundred people, vetting the actual deals on the table in front of you.
The book
The 18 Laws of Leverage covers the principles. The Leverage Stack is where those principles get put to work — with your capital, in real deals.
Your coach
I'm Nate Hambrick — author of The 18 Laws of Leverage, real estate investor, and founder of Leverage Academy. After years of grinding inside the "earn more, work harder" cycle, I built the framework that finally got me out — and now I help other high earners do the same.
Through The Leverage Stack™, I've helped clients deploy capital into syndications, unlock five and six-figure tax savings, and design lives where their money — not their hours — does the heavy lifting.
The 18 Laws of Leverage lays out the principles. Leverage Academy builds the wealth machine for you.
— Nate
Your next step
Own all three on purpose, and the income from what you own starts covering what your life costs.
Accredited investors only · leverageacademy.io
